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Insurance & Benefits

Managing insurance and employee benefits is one of the largest expenses most organizations face — and often one of the least transparent. At ERA, we take a different approach: bringing clarity, strategy, and measurable results.

Use our Insurance and Benefits calculators to get a quick sense of potential opportunities for savings and plan improvements. These tools provide a first look at where you may be overpaying or missing out on value.

For a deeper dive, explore our two whitepapers:

  • Myth Busting: A Strategic Approach to Employee Benefits Planning — challenges the top myths about benefits renewals and shows how to save money without diluting your plan.

  • Beyond Renewal: A Strategic Blueprint for Approaching the Insurance Renewal — reframes renewals as a business discipline, offering a structured process to reduce premiums and strengthen coverage.

 

Together, these resources give you a practical starting point to approach renewals and benefits planning more strategically — with transparency, confidence, and long-term impact.

Featured Resource: Beyond Renewal

A Strategic Blueprint for Insurance Optimization

For many organizations, insurance renewals are treated as administrative checklists - reactive, rushed, and often expensive. This white paper from ERA Group challenges that approach and offers a bold alternative.

Designed for CFOs, HR leaders, and operational executives, Beyond Renewal outlines a strategic, five-phase framework to help companies reclaim control over their insurance programs. Learn how to reduce premiums by 10–30%, improve broker accountability, close costly coverage gaps, and turn your renewal process into a driver of resilience and results.

Backed by years of advisory experience and practical examples, this guide redefines renewal not as a deadline, but as a business discipline.

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